Hard Money

First & Last Name:

Contact Number:

Email Address:

Full address where you live including city, state & zip: (Where you currently live)

How long have you lived at this address?

Address Type:

Own

Rent

How much you pay per month in rent or mortgage?

Date of Birth:

Social Security Number: (We must pull your credit)

Estimated Credit Score:

Borrower Race:

List the names and ages of all dependents. (If none, put N/A)

Requested Loan Amount:

Property Type:

Current AS IS Value:

Total Square Footage:

Total amount of Units:

Annual Taxes:

Annual Property Insurance:

Is this a Refinance?

No, this is a purchase (Skip this page)

Yes, I will complete this page

Enter the full address of the property including the City, State & Zip:

Month and Year of purchase:

Original Purchase Price:

Current Mortgage Balance/Payoff:

Upload payoff here:

Monthly Mortgage Payment: (If Free & Clear, put Free & Clear)

Upload Appraisal Report here:

Is this a Purchase?

No, this is a refinance (Skip this page)

Yes, I will complete this page

Purchase Price:

Full address of the property including City, State & Zip:

Upload Purchase Contract here:

Employment Status:

Employed - W2

Employed - 1099

Business Owner

Don't work

The next 10 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer or Business Name:

2. Full address including City, State & Zip:

3. Contact number:

4. Job Title:

5. Start Date:

6. Monthly Income:

7. If you own your own business, complete this page, if not, go to the next page: Enter the state of Incorporation your company is registered in:

8. Company's Website:

9. EIN:

10. List all Owners and percentage of ownership: (Must equals to 100%)

Is there a Co-Borrower?

No, there is no Co-Borrower

Yes, there is a Co-Borrower and he/she will complete their application next

Yes, I am the Co-Borrower & this is my application

If so, put their full name here or put N/A: (If you are the Co-Borrower, put the Borrower's full name here)

Is your project ready to Move Forward Immediately?

Yes

If yes, reason for Turn Down?

Schedule of "Use of Funds": (Provide a FULL Scenario on what you are in need of doing, how much it will cost, etc)

Exit Strategy: (In detail & at least 4 paragraphs)

There will be a one-time Tri-Merge Credit Report fee of $57 per borrower & you’ll be re-directed to the site pay after completion of this application. PhoneOps has to pull your credit to see what you qualify for. Do you understand?

No, Disregard my Application

Yes, I will pay $57 after completing this application

NOTE: If your credit is lock, you must unlock your credit from all 3 Credit Bureaus after you pay your invoice & keep it unlocked until we pull your credit to avoid paying another Invoice Fee of $57 per person. Do you understand?

No, Disregard my Application

Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my Credit

Enter the name of the person that sent you to this site to place your file as "Priority".

This completes the Application. Please Rate your opinion:

1-Boring

2-Too long

3-It was fine. Not too long

4-Anxious in getting Pre-Approved

5-Excited, would like for someone to call me ASAP!

Checking this box means you agree to our terms which are: 1: You willingly applied online to one of PhoneOps mortgage loan programs and will complete the 3-Step Process for potential loan approval. 2: You agree that PhoneOps must pull your credit. 2. You agree that your credit is unlocked. 3. You agree that the one-time Tri-Merge Credit Report fee of $57 is NON REFUNDABLE.

Human Check

4 + 0 =

HARD MONEY FUNDING

ATTENTION INVESTORS!

You were invited to our website to get Approved for our Hard Money Program. PhoneOps Hard Money Program is designed for:

1 – 4

Units

5 – 100+ Unit

Apartment Buildings

Daycare

Centers

Coffee

Shops

Office

Buildings

Retail

Buildings

Auto Shops

Warehouse

And More…

If you fall into one of the above, then our program is great for you. PhoneOps Hard Money Program is a nationwide program.

PHONEOPS HARD MONEY PROGRAM IS AVAILABLE NATIONWIDE

EXCEPT: AZ, ID, MN, ND, SD, NV, OR, VT.

Guidelines:

Loan Amounts:

$75K to $5M

LTV:

50%

Seller 2nd:

40% Max

FICO:

No mimimum Requirement

Seller Concessions:

Up to 3%

Funding:

As soon as 7 days

Download the full Guidelines to better understand if your project is a good fit:

Minimum Requirements:

* Must be able to show proof of down payment

* A Tri-Merge Credit Report fee of $57

* A valid Driver’s License or State ID

* Must have a Checking Account

* Application Fee $295 WAIVED

* A Social Security number

Hard Money – Online Application