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Foreign National Program
FOREIGN
NATIONAL
PROGRAM
ATTENTION FOREIGN INVESTORS!
You were invited to our website to get approved for our Foreign National Loan Program.
PhoneOps Foreign National program
is designed for:
Has only a VISA
or Green Card
Lives outside
of the USA
Do not have
US Credit
If you fall into at least one of the above, then our program is great for you.
PHONEOPS FOREIGN NATIONAL LOAN PROGRAM IS
AVAILABLE NATIONWIDE
EXCEPT: AZ, MN, ND, NV, OR, SD, UT & VT!!!
GUIDELINES:
This program has specific guidelines, view below:
Loan Amounts:
$75K to $5M
Term:
30yrs
Funding:
As soon as 7 days
Download the full Guidelines to better understand if your project is a good fit:
MINIMUM REQUIREMENTS:
*
Application Fee
$295 WAIVED
*
A Tri-Merge Credit Report fee of $57
*
A valid Driver’s License or State ID
*
Must have a Checking Account
*
A Social Security number
Foreign National Application
First & Last Name
Contact Number:
Email Address:
Full address including city, state, zip & county:
How long have you lived at this address?
Address Type:
Own
Rent
How much you pay per month in rent or mortgage?
Marital Status:
Married
Unmarried
Separated
Divorced
Date of Birth:
Social Security Number: (We must pull your credit)
Estimated Credit Score:
Upload Credit Report here: (if any)
Borrower Ethnicity:
Hispanic or Latino
Not Hispanic or Latino
Borrower Race:
List the names and ages of all dependents. (If none, put N/A)
Requested Loan Amount:
Transaction Type:
Purchase
Refinance -Rate & Term
Refinance - Cash Out
Property Type:
Total Square Footage:
Total amount of Units:
Property will be:
Investment Property (NOO)
Owner Occupied (Florida Only)
Is this a Refinance?
No, this is a purchase (Skip this page)
Yes, I will complete this page
Enter the full address of the property including the City, State & Zip:
Month and Year of purchase:
Original Purchase Price:
Current Mortgage Balance/Payoff:
Upload payoff here:
Monthly Mortgage Payment: (If Free & Clear, put Free & Clear)
Annual Taxes:
Annual Property Insurance:
Current Value: (You can go to Zillow.com to get a Zestimate)
Upload Appraisal Report here:
Is this a Purchase?
No, this is a refinance (Skip this page)
Yes, I will complete this page
Purchase Price:
Full address of the property including City, State & Zip:
Upload Sale's Contract here:
Based on your credit, it will be determined what LTV you qualify for. In the mean time, do you have at least 10% to put down plus closing cost?
No
Yes - I have at least 10% to put down plus closing cost
Employment Status:
Business Owner
Business Partner
The next 10 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer or Business Name:
2. Full address including City, State & Zip:
3. Contact number:
4. Job Title:
5. Start Date:
6. Monthly Income:
7. Enter the state your company is registered in:
8. Company's Website:
9. EIN:
10. List all Owners and percentage of ownership: (Must equals to 100%)
Is there a Co-Borrower?
No, there is no Co-Borrower
Yes, there is a Co-Borrower and he/she will complete their application next
Yes, I am the Co-Borrower & this is my application
full If there's a co-borrower, put their full name here or put N/A: (If you are the Co-Borrower, put the Borrower's full name here) name here)
Provide a FULL SCENARIO of what you are trying to do, who, when, how and why. (Paint the picture for us to have a clear understanding)
Exit Strategy: (In detail & at least 4 paragraphs)
There will be a one-time Tri-Merge Credit Report fee of $57 per borrower & you’ll be re-directed to the site pay after completion of this application. PhoneOps has to pull your credit to see what you qualify for. Do you understand?
No, Disregard my Application
Yes, I will pay $57 after completing this application
NOTE: If your credit is lock, you must unlock your credit from all 3 Credit Bureaus after you pay your invoice & keep it unlocked until we pull your credit to avoid paying another Invoice Fee of $57 per person. Do you understand?
No, Disregard my Application
Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my/our Credit
Enter the name of the person that sent you to this site to place your file as "Priority".
This completes the Application. Please Rate your opinion:
1-Too long
2-It was fine. Not too long
3-Anxious in getting Pre-Approved
4-Excited, Lets get the 3-Step Process complete!
Checking this box means you agree to our terms which are: 1: You willingly applied online to one of PhoneOps mortgage loan programs and will complete the 3-Step Process for potential loan approval. 2: You agree that PhoneOps must pull your credit. 2. You agree that your credit is unlocked. 3. You agree that the one-time Tri-Merge Credit Report fee of $57 is NON REFUNDABLE.
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