Landlord Program

The Landlord Program

ATTENTION LANDLORDS

Are you a Landlord or would you like to become one? Everyone knows that Real Estate is the Number 1 Business in the USA so with PhoneOps Landlord Program, you can be very successful and make this a promising career. This program is designed for:

Real Estate

Investors

Current & new

Landlords

Those that want

Financial Freedom!

If you fall into one of the above, then our program is great for you. As the market continues to raise interest rates for potential homeowners, this pushes more and more people to not buy a home and to rent so it is a Landlord’s market now.

Becoming a Landlord or expanding your portfolio is the best time now then ever.

PHONEOPS LANDLORD PROGRAM IS AVAILABLE NATIONWIDE

EXCEPT: AZ, ID, MN, ND, NV, SD & VT.

Guidelines:

Loan Amounts:

$75K to $7.5M

LTV:

Up to 75%

Rates:

8% to 12%

FICO:

650+

Seasoning:

None

Funding:

As soon as 7 days

Download the full Guidelines to better understand if your project is a good fit:

Minimum Requirements:

* Must have funds available for Closing Cost

* A Tri-Merge Credit Report fee of $57

* Must provide Social Security number

* A valid Driver’s License or State ID

* Must have 25% down payment

* Application Fee $295 WAIVED

* Must have funds for EMD

Landlord Program Loan Application

First & Last Name:

Contact Number:

Email Address:

Full address including city, state, zip & county:

How long have you lived at this address?

Address Type:

Own

Rent

How much you pay per month in rent or mortgage?

Date of Birth:

Social Security Number: (We must pull your credit)

Estimated Credit Score:

Upload Credit Report here: (if any)

Borrower Race:

List the names and ages of all dependents. (If none, put N/A)

Requested Loan Amount:

How much of your own money you put into this project so far?

Enter the full address of the property including the City, State & Zip:

Property Type:

Total Square Footage:

Total amount of Units:

Annual Taxes:

Annual Property Insurance:

Investor Experience: How many rental properties you've owned?

Is this a Refinance?

No, this is a purchase (Skip this page)

Yes, I will complete this page

Month and Year of purchase:

Original Sale's Price:

Current Mortgage Balance/Payoff:

Upload payoff here:

Monthly Mortgage Payment: (If Free & Clear, put Free & Clear)

Current Value: (You can go to Zillow.com to get a Zestimate)

Upload Appraisal Report here:

Is this a Purchase?

No, this is a refinance (Skip this page)

Yes, I will complete this page

Purchase Price:

Upload Sale's Contract here:

Employment Status:

Employed - W2

Employed - 1099

Own Business

Just a Landlord

The next 10 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer or Business Name:

2. Full address including City, State & Zip:

3. Contact number:

4. Job Title:

5. Start Date:

6. Monthly Income:

7. If you own your own business, complete this page, if not, go to the next page: Enter the state of Incorporation your company is registered in:

8. Company's Website:

9. EIN:

10. List all Owners and percentage of ownership: (Must equals to 100%)

Is there a Co-Borrower?

No, there is no Co-Borrower

Yes, there is a Co-Borrower and he/she will complete their application next

Yes, I am the Co-Borrower & this is my application

If so, put their full name here or put N/A: (If you are the Co-Borrower, put the Borrower's full name here)

Enter the name of the person that sent you to this site to place your file as "Priority".

Checking this box means you agree to our terms which are: 1: You willingly applied online to one of PhoneOps mortgage loan programs and will complete the 3-Step Process for potential loan approval. 2: You agree that PhoneOps must pull your credit. 3. You agree that your credit is unlocked. 4. You agree that the one-time Tri-Merge Credit Report fee of $57 is NON REFUNDABLE.

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